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Your credit file
Poppy avatar
Written by Poppy
Updated over a week ago

SMARTY doesn't use credit checks but your credit file is often used by organisations and businesses to identify your reliability for credit. However, your credit file can also be a great tool to ensure you've not been a victim of fraud.

You can find out more about your credit file and how it can help you, or sign up to see your credit report by visiting:


CIFAS is a United Kingdom-based fraud prevention service. For a fee, CIFAS Protective Registration reduces your risk of becoming a victim of identity fraud. More details can be found here:

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