SMARTY doesn't use credit checks but your credit file is often used by organisations and businesses to identify your reliability for credit. However, your credit file can also be a great tool to ensure you've not been a victim of fraud.

You can find out more about your credit file and how it can help you, or sign up to see your credit report by visiting:


CIFAS is a United Kingdom-based fraud prevention service. For a fee, CIFAS Protective Registration reduces your risk of becoming a victim of identity fraud. More details can be found here:

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